NICOLE FORNABAIO/RD.COM, SHUTTERSTOCK
Before you start spending your weekends going to open houses, its essential to secure a lender, typically a bank or a credit union, and obtain pre-approval for a loan. After all, you don’t want to fall in love with your dream home only to find out you can’t afford it. “Lenders require lots of documentation to provide a pre-approval. It is always best to provide that first so there are no delays when you find the perfect home,” says Veronica Sniscak, realtor and partner at Bob Lucido Team of Keller Williams Integrity. Plus: 21 things all homeowners must know.