What to Do Before You Close On a Home

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Here's an easy guide that prepares you for all the financial contracts and plans you should consider before you close on your home.

Being organized is the name of the game right before you close on a home. It’s important to have all of your financial documents in order and create a plan around reviewing and purchasing the best home protection plans that fits your needs and lifestyle. Also, be ready to set up and schedule your utilities and do a change of address!

Consider what actions you should take before you close on your new home.

Finances and Documentation

The financials around a home can be daunting. When you become a new homeowner, purchasing homeowner’s insurance is an essential step in protecting your new asset in case any damage should occur or if someone outside your family gets injured on your property. A home warranty is a contract that helps provide repairs and/or replacements for any of the major systems or appliances in your home.

Here we provide tips on how to shop around and save for these plans, as well as how to best organize and store all of your documents once you’re ready to make your big investment.

Insurance

Home Warranty

Organize and Store Important Documents

How to Schedule Your Utilities and More

Before you close on your new home, you should already be considering how you’re going to setup and schedule your utilities, change your address and contact professional services. Not only that, but you’ll also want to take actionable steps on a security plan, like changing the locks on your door.

More New Homeowner Tips and Information

Here are some additional tips and information that could help best prepare you to make the right decisions as a new homeowner — from checking your electrical and HVAC systems, compiling a list of contractors for needed repairs and creating an inventory of all your valuable assets you’ll be moving in with.

New Homeowner Products

There’s no shortage of things you could buy for your new house. It’s a list that could get long and very expensive pretty quickly. The key here is to focus in on what you need. Use this list for guidance and know what to avoid.

New Homeowner Resources

If you have any questions on products that you’re considering purchasing for your home, these national home improvement chains are tried-and-true resources.

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