Saving Money: How to Save Money on Home Insurance

Use these great tips to reduce the cost of your home and auto insurance. Insurance laws vary by state, but many of these tips will reduce your monthly premiums no matter where you live.

These great tips can reduce your home insurance premiums by 10 to 45 percent and save you up to $300 a year on your car insurance. How much you can save depends on where you live, your insurance company's rate structure and risk philosophy, your individual policy and your insurer's list of available discounts.

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Install storm shutters

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Choose a tough roof

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Consider reducing auto coverage

Pay promptly

Kid at college?

Change jobs or retire?

Track your tickets

Avoid small claims