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Saving Money: How to Save Money on Home Insurance

These great tips can reduce your home insurance premiums by 10 to 45 percent and save you up to $300 a year on your car insurance. How much you can save depends on where you live, your insurance company's rate structure and risk philosophy, your individual policy and your insurer's list of available discounts.

Saving Money: How to Save Money on Home Insurance

These great tips can reduce your home insurance premiums by 10 to 45 percent and save you up to $300 a year on your car insurance. How much you can save depends on where you live, your insurance company's rate structure and risk philosophy, your individual policy and your insurer's list of available discounts.

Choose fire-resistant siding

Situations that raise rates

Install storm shutters

Replace washer hoses

Choose a tough roof

Install trouble detectors

Consider reducing auto coverage

Pay promptly

Kid at college?

Change jobs or retire?

Track your tickets

Avoid small claims

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